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Tue, 14 November 2017 00:01:12

Health insurance in Plano Texas Gains Enrollment over this time Last Year.

After cutting Marketing by 90% and reducing subsidies to pay for co-insurance and prescription drugs, Plano health insurance looks to be in good shape this year.

Plano health insurance has gained considerable enrollments based on new information provided by government officials. To date, 600,000 people have signed up for coverage for Obamacare during the first few days of its opening. It would appear as if people are attracted to the Affordable Care Act in fear of it not being there next year. "The impression is left, even after marketing this year was cut by 90%, that sign-ups for 2018 are on track with the previous years", says Larry Levitt of the nonpartisan Kaiser Family Foundation.

Yes, health insurance in Plano Texas is healthy this year, say John Thornton, a Plano health insurance agent. Figures from the Centers for Medicare and Medicaid Service that collect and track this data show that 601,462 people signed up between November 1st to December 15th. This is a short period of data collection, however of those consumers that signed up, 77 percent were renewing their coverage and 23 percent were new customers. States that run their own health insurance markets are not included in the data, therefore overall, national enrollment is guaranteed to be higher.

Levitt elaborates further and says, “Because it is so early in the sign-up period, it is hard to tell if enrollment will be higher or lower during the entire sign up period. It is quite clear that the Affordable Care Act (AVA) is still functioning and reasonably wellâ€Â.

This year, enrollment is being closely watched because of the amount of marking dollars that have been removed from its coffers. In addition, the health care law continues to offer subsidies to low income people. However, subsidized payments that reimburse insurers for providing lower co-pays for doctor office visits, reduced deductibles and reduced cost for prescription drugs has been cut. At the same time, the sign-up period has been cut in half to 45 days as opposed to the 90 days allotted in the years prior. This intern has created a spike in premiums but also, ironically, a spike is the subisidies that are tied to the ratio of income verses health care cost used to pay premiums.

Similarly, the numbers don’t seem to indicate a huge surge in enrollment numbers. "If there was a surge, you would expect these numbers to be substantially higher," said Chris Sloan, a senior manager with the health industry consulting firm Avalere Health. Based on this somewhat conflicting information, December 15th the last day of enrollment will be the day that reveals the actual numbers.

Insurance4Dallas, (I4D), helps insure all of Texas, Oklahoma, Arkansas, Arizona, Louisiana, New Mexico, Alabama, Virginia and Florida. Insurance4Dallas provides consumers with detailed information on health insurance with the ability to purchase health insurance online. Insurance4Dallas provides a full spectrum of health, dental, vision, life and ancillary insurance products, providing a diverse selection of price and benefit options complemented by personal customer service. Available via phone, email or fax, Insurance4Dallas answers consumer questions throughout the purchasing process and during the utilization of its health insurance policies.


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